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Home > Business Banking > Cash Management > Zero Balance Account
  • Zero Balance Account

    A Zero Balance Account (ZBA) works by automatically transferring balances from subsidiary accounts into a master account bringing the collecting account to a zero balance at the end of each business day.  This gives you the flexibility to manage separate accounts for each of your company's locations, and minimizes idle cash in multiple checking accounts. You eliminate the manual task of monitoring and transferring account balances plus, you improve funds usage.

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    Call us at 417.881.3100 for more information

    Features:

    • The ZBA sweeps balances into and out of designated accounts as checks are written and deposits are made
    • BusinessLink transfer capability on all ZBA’s
    • Real-time reporting of all ZBA and Master Account balances at anytime
    • Separate accounting and segregation of funds, without the need to specifically fund for disbursements
    • Quickly assess cash position at any time during the day
    • Automated transfer of funds requiring no manual intervention
    • There can be as many ZBA's as needed and deposits and disbursements flow from the ZBA’s to the master account
    • Subsidiary system to the Sweep Account System

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